Protection

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PROTECTION

The type of insurance policy you might need depends on your situation.

A life insurance policy will pay your dependents a lump sum or regular payments if you die unexpectedly. If you have a partner or children, life insurance can provide you with the reassurance that they will be able to cope financially without you.

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Income protection insurance is designed to support you financially if you can’t work due to illness or injury and your income drops. This type of policy is particularly relevant for anyone who is self-employed and wouldn’t get sick pay.

You might consider getting short-term income protection insurance. This type of policy will pay out a monthly sum, for a set period of time, if you lose your source of income due to illness, injury or redundancy.

You might consider critical illness cover, which will cover you in case you get a specific type of life changing condition.

Payment protection insurance will support you if illness or redundancy means you can’t meet regular payments of your debts.

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Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage Brain is authorised and regulated by the Financial Conduct Authority who oversees all financial business in the UK. You can find us on their website www.fca.org.uk. Our registration number is 198273. Our registered address is Mortgage Brain Ltd. 6 The Courtyard, Buntsford Drive, Bromsgrove, B60 3DJ